Property
Thurmont, MD 21788 18-20 Water Street
$429,900



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Presented By: Long & Foster Real Estate, Inc.
Disclaimer: The information contained in this listing has not been verified by Jhony Leyva | Your Local REALTOR® and should be verified by the buyer.
Home Details
Rare Opportunity in the Heart of Thurmont Two Homes, Eight Garages, and Endless Possibilities
This unique property offers two detached single-family homes, eight garage bays, and flexible residential/commercial zoningall on one parcel with a single tax ID. Its ideal for investors, multi-generational living, or those seeking home-based business potential.
This property carries both historical charm and modern flexibility. The main home is move-in ready, featuring spacious living areas, a main-level bedroom and full bath, two additional bedrooms upstairs, and a sitting room over the kitchen. A new washer and dryer is also located on the main level.
The second home includes a large upstairs bedroom with a full bathroom. The kitchen and second full bath are located on a half-level down (both in need of full rehab). The finished lower level includes a rec room and laundry area with a newer washer and dryer. A large upper-level deck needs repair, but the lumber to rebuild it is included.
Additional features include:
Eight total garage bays across three structures:
4 facing the rear alley (3 currently rented month to month)
3 side garages
1 tucked beneath the rear deck
Each garage bay has electric (no water)ideal for storage, workshop use, or contractor needs
Public water and sewer
Boiler heat (oil), window A/C units, and electric hot water heaters (both approximately 2 years old)
Located just minutes from downtown Thurmont, Route 15, Cunningham Falls State Park, and Catoctin Mountain Park, this property offers convenience, versatility, and strong potential for value growth.
Property is being sold as-is.
Dont miss this one-of-a-kind opportunity with flexible use, income potential, and a prime location in Northern Frederick County. Schedule your showing today!
Presented By: Long & Foster Real Estate, Inc.
Interior Features for 18-20 Water Street
Bedrooms
Three Bedroom Units Count1
Other Interior Features
LivingAreaSourceAssessor
BasementCombination, Improved, Interior Access, Partially Finished, Workshop, Windows
Basement (Y/N)Yes
Central Air Y/NNo
Fireplace Y/NNo
Heating FuelOil
Heating Y/NYes
Hot WaterElectric
Interior Amenities2nd Kitchen, Attic, Ceiling Fan(s), Entry Level Bedroom, Floor Plan - Traditional, Recessed Lighting
Total Stories3
General for 18-20 Water Street
AccessibilityNone
AppliancesDryer - Electric, Washer, Refrigerator, Oven/Range - Electric
Architectural StyleTraditional
Association Recreation FeeN
CityTHURMONT
Construction MaterialsStone
Cool FuelElectric
CoolingCeiling Fan(s), Window Unit(s)
CountyFREDERICK
DirectionsFrom Main St, turn onto Water St. Houses are on the Left
DisclosuresProp Disclosure
Garage Spaces8.00
Garage Y/NYes
HeatingBaseboard - Hot Water, Radiator
Historic Y/NNo
Home Warranty Y/NNo
Location TypeDowntown
Lot Size Square Feet8486.00
Lot Size UnitsSquare Feet
ModificationTimestamp2025-08-21T15:05:58
MunicipalityThurmont
New ConstructionNo
Number Of Units Total2
One Bedroom Units Count
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
PossessionSettlement
Price Per Sq Ft Total AG143.88
Property SubtypeDuplex
Property TypeMulti-Family
School DistrictFREDERICK COUNTY PUBLIC SCHOOLS
SewerPublic Sewer
Single Room Units Count0
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameTHURMONT
Tax Annual Amount5636.0
Tax Assessed Value426767.0
Tax Year2024
Total SQFT3582
Two Bedroom1
UtilitiesAbove Ground
Vacation Rental Y/NNo
Virtual TourClick here
Water Access Y/NNo
Year Built1880
Year Built SourceAssessor
ZoningCR
Exterior for 18-20 Water Street
# of Attached Garage Spaces1
# of Detached Garage Spaces7
Foundation DetailsPermanent
Garage FeaturesGarage Door Opener, Additional Storage Area, Garage - Front Entry
Land Assessed Value60000.00
Land Use CodeCR
Lot Size Acres0.19
Lot Size SourceAssessor
Navigable Water Y/NNo
Parking FeaturesPaved Parking, Private
PoolNo Pool
SpaNo
Total Parking Spaces8
Type of ParkingDetached Garage, Attached Garage, On Street
Water Oriented Y/NNo
Water SourcePublic
Water View Y/NNo
Waterfront Y/NNo
Additional Details
Price History
Schools
Elementary School
N/A
Middle School
N/A
High School
Catoctin High School

Jhony Leyva
Realtor
Similar Properties to 18-20 Water Street
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Phone
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Office
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